| FHA Mobile Home Financing - FHA Manufactured Home Loans - Mobile & Manufactured Home Refinancing |

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| FHA Mobile Home Mortgage Loans Manufactured Home Financing Lenders All Housing Types Welcome...Single Family Homes, Townhouse, Condo's, Manufactured, Modular and Mobile Homes |
| FHA Mobile Home Financing - FHA Manufactured Home Loans - FHA Mobile & Manufactured Home Refinancing Nationwide Mobile Home Park Refinancing Our professional staff has decades of experience providing mobile home financing and mobile home refinancing programs to thousands of satisfied customers with customer service second to none. We are a direct source specializing in manufactured home financing and manufactured home refinancing loans, nationwide. Refinancing your current mobile home loan could save you thousands over the life of your mobile home mortgage and also can provide cash out mobile home refinancing loans for anything you choose -----debt consolidation, tuition, mobile home equity loans for improvements and more...... If you don't see it - ASK Thank You For Choosing Earth Works Trust FHA Mortgage - FHA Home Loans - FHA Refinance - FHA Mortgage Refinance - Mortgage Rates - Home Equity |
| Manufactured, Modular and Mobile Homes WITH LAND (real property) Conventional Financing, FHA, VA and Streamline Refinancing for existing FHA and VA These homes are considered real property just like a stick built home, provided the home is a multi-section home (not a single wide), and the home is affixed to a permanent approved foundation. Also, such homes qualify for conventional financing, FHA, VA and Reverse Mortgage for Seniors Conventional Mortgages A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created. Conventional loans are driven by credit score and equity in the home, and they typically do not apply for loan amounts above $416,000. FHA and VA Loans for Purchasing or Refinancing FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. VA and FHA loan limits vary based on a variety of housing types and the state and county in which the property is located. Low to zero down payment is the most attractive feature of these U.S. government-backed loan. Double wide or triple wide manufactured homes and land loan packages qualify if the home is on a permanent approved foundation. Streamline Refinancing for Existing FHA or VA Loans There is a little known refinance program available these days called a Streamline Refinance and it is gaining popularity. You will have had to have been paying on your mortgage for more than 6 months. FHA requires you to have a clear pay history over the last 12 months with no 30-day lates, while VA does allow you to have one 30-day late over the same time period. No Appraisal, No Out Of Pocket Expense, No Income Verification, No Employment Verification, Lower Interest Rate, Lower Payment. The nice part of a Streamline Refinance is that you could need very little documentation to qualify. In fact, it is a much easier process to experience than when you purchased our home. However, you cannot cash out any of your equity with Streamline. |






| Need a low payment for your big loan? A Jumbo Mortgage offers a choice between fixed or adjustable rates, with maximum flexibility for home financing for larger loans. Need a loan between $417,000 and $2,000,000? Need flexible rates and terms? Need quick turn-around for your jumbo purchase or refinance? Your search ends here with our jumbo loan experts dedicated to personal service and the best loan options tailored to YOU! Plus. we have an A+ rating with the Better Business Bureau |
| Loan Amounts above $417,000 Lock In Your Lowest Payment Today! JUMBO LOAN Fixed and Adjustable Rates FHA JUMBO LOAN Higher loan limits and lower rates mean easier qualifying VA JUMBO LOAN 0 Down for loans up to your county limit SUPER JUMBO LOAN Loans exceeding $2,000,000 plus |